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Rent vs. Buy Calculator

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Rent vs. Buy Calculator

Rent vs. Buy Calculator

Modify values and click calculate to use.

Home Purchase

Home price ($)

Down payment (%)

Interest rate (%)

Loan term (years)

Buying closing costs (%)

Property tax (% / year)

Property tax increase (% / year)

Home insurance ($ / year)

HOA fee ($ / year)

Maintenance cost (% / year)

Home value appreciation (% / year)

Cost/insurance increase (% / year)

Selling closing costs (%)

Home Rent

Monthly rental fee ($)

Rental fee increase (% / year)

Renter’s insurance ($ / month)

Security deposit ($)

Upfront cost ($)

Your Information

Average investment return (%)

Marginal federal tax rate (%)

Marginal state tax rate (%)

Tax filing status

The following is the average cost based on the length you stay for the next 30 years.

Staying Length	Average Buying Cost		Average Renting Cost
Staying Length	Monthly	Annual	Monthly	Annual

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