Finance Calculator
Time value of money, loans, investments & savings goals — all in one place.
Cash Flow Inputs
Sign convention: money received is positive, money paid out is negative. Pick which variable to solve for.
%
$
$
$
Result
Future Value
$0.00
Total Periods
—
Annual Rate
—
Total Payments
—
Total Interest
—
Formula
FV = PV × (1+r)ⁿ + PMT × [((1+r)ⁿ − 1) / r]
—
Balance Growth Over Time
Loan Details
$
%
yrs
Amortization Formula
PMT = P × r / (1 − (1+r)⁻ⁿ)
P = principal · r = monthly rate · n = total months
Payment Summary
Monthly Payment
$0.00
Total Paid
$0.00
Total Interest
$0.00
Payoff Date
—
Principal vs Interest
Balance Over Time
Amortization Schedule
| Month | Payment | Principal | Interest | Balance |
|---|
Investment Inputs
$
$
%
yrs
Investment Projection
Future Value
$0.00
Total Contributed
$0.00
Interest Earned
$0.00
Growth Multiple
—
Growth Breakdown
Goal Setup
$
$
%
yrs
What You Need to Save
Monthly Contribution
$0.00
Total Contributions
$0.00
Interest Earned
$0.00
Current Progress
—